Category Archives: economy

Real Estate, Federal Spending, Deficits and $1 Trillion!

We’re A Title Insurance Company! Why Is This About Federal Spending? Because All Roads Lead To The Economy, And A Healthy Economy Is Led By The Real Estate Market! Economic strength or weakness is a key factor that helps to dictate the condition of the real estate market. Federal, state and local taxes along with […]

U.S. Economic Statistic Estimates and Coronavirus Impact: Week of March 23, 2020

This coming week we will likely begin to see some of the economic impact that the coronavirus is inflicting on the U.S. economy. The forecasts below were generated by Peter Morici, a professor at the University of Maryland Smith School of Business, former Chief Economist at the U.S. International Trade Commission, and seven-time winner of […]

The Spring Real Estate Selling Season Will Be Good, Bad or Indifferent? (Economic Statistics)

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Are some economic statistics suggesting that the United States may be on the edge of a fiscal cliff? And if that’s the case, what impact would stepping-off of the said cliff have the real estate market? Spoiler alert, as this is actually somewhat of a rhetorical question. By asking anyone old enough to notice in 2007-2010, you will […]

Beware The Phrase That ‘Stocks Are On Sale’!

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Once again stock market investors have borne witness to a significant selloff, occurring soon after equities reached record highs! So why, you may be asking yourself, is the owner of a title insurance company writing and opining about investing in any asset class other than real estate? Because, said owner needs to vent a little […]

Rising Rate Of Subprime Credit Card Delinquencies And Charge-offs…An Economic Canary In The Coal Mine?

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As a title insurance company, our business relies on a robust commercial and residential real estate market that’s being spurred on by a strong consumer! A consumer who’s confident about the country’s (and their own) economic prospects! Certainly, we have seen good recent economic growth as measured by GDP, but post-tax cut have we already seen […]

Treasury Yield Curve And The Fed Rate Decision: Is The Federal Reserve Caught Between A Rock And A Hard Place?

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The conventional wisdom among fixed income market seers is that the Federal Reserve will continue to tighten credit, raising the fed funds target rate multiple more times before they are finished! This is due to a stronger economy, inflation under control and unemployment at low levels suggesting full employment. This scenario presents the Fed with a […]

10-Years Beyond The Lehman Brothers Bankruptcy: Seven Points To Ponder!

  Do you remember where you were on September 15, 2008, the day that Lehman failed unleashing the unintended consequences of a global financial crisis that began to foment and then snowball? Consequential events may not always appear to be so, and as Lehman Brothers was allowed to go under most of us may not have […]

Economic Data That Could Move Bond Yields And Mortgage Rates – Week Of July 9th And 16th

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Whether it’s what a company may earn in a given quarter, who will win the 8th at Belmont, if it will rain today or of course the economy, forecasting and prediction are inexact sciences! As discussed in this space previously, ‘Predicting The Weather, Mortgage Rates, Commodity Prices Or Most Anything Else Is Not For The Faint Of […]

Economic Forecasts For The Weeks Of June 25 And July 2, 2018!

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Whether corporate earnings, sporting events, economic statistics or, of course, the weather, forecasting can most certainly be an inexact science! As discussed in this space previously, ‘Predicting The Weather, Mortgage Rates, Commodity Prices Or Most Anything Else Is Not For The Faint Of Heart!‘. That said, and for better or worse, many rely on these […]

Inflation And Mortgage Rates (Charts)

The Federal Reserve has two fundamental mandates: maximum employment and stable prices with an upper limit it sets for an acceptable inflation rate! When employment reaches a level that’s known as full and a strong economy results in a shortage of available qualified workers, upward wage pressure can cause the inflation rate to rise. Similarly, when commodity prices […]