10 Significant Ways That Hallmark Abstract Service Differentiates Itself From Many New York Title Insurance Providers!

10 Significant Ways That Hallmark Abstract Service Differentiates Itself From Many New York Title Insurance Providers!

1.  The ancillary and ‘junk’ fees on Hallmark Abstract title bills are often $500-$1,500 less than those of other title insurance companies! This is a significant amount of money that is better in the pockets of the buyer, than in the pockets of a title insurance company!
2. At a closing the New York buyer will receive a title insurance policy. The overriding question, however, is what title company work went into creating that policy? Since its inception in 2008, Hallmark Abstract Service has had no valid title claims.
3. Attorneys for the buyer, the seller, the mortgage company and any other player in the transaction will have ONE point of contact at our firm.
4. If a business decision ever has to be made, at Hallmark Abstract you will be dealing with the owners of the company.
5. Affiliated Business Relationships or ABS. Hallmark Abstract does not have any of these that have the potential to create a serious conflict of interest. Imagine if a critical member of your real estate team such as attorney had a vested interest in seeing a deal close due to title insurance ties.
6. Hallmark Abstract does not take shortcuts! If an ‘easy’ solution exists that will get a deal to closing, but that solution does not protect our client to the greatest extent possible, we will not go that route! An example is our insistence on a boundary-line-agreement as it survives any sale of the house next door. The easy route is to have the existing neighbor sign an affidavit, but that will no longer be valid were that neighbor to more.
7. We recommend a 2^nd opinion! Regardless of who is providing title, we always recommend getting a title bill from a second company to make sure the non-premium charges are fair (see #1). If a significant difference in cost exists, we advise going to the original title company and request a reduction.
8. Technology! Hallmark Abstract provides a free and on-demand title insurance bill platform. 24/7, for any purchase price and mortgage amount, and in any New York State city or town, buyers, attorneys, real estate agents and mortgage loan originators can get a title insurance bill and know their costs instantaneously! Visit here and take it for a test-drive, https://hallmarkabstractllc.titlecapture.com/login.
9. Testimonials! As a result of the quality of the work Hallmark Abstract provides its clients and the level of the experience when dealing with us, the firm has been blessed by a great many fantastic testimonials. Read some of them at the Hallmark Abstract Service Google Business Page simply by Googling our name, or by clicking the link above.  
10. The financial strength of the title policy underwriter is critical. We learned that lesson in 2008 when some title insurance underwriters went out of business. Hallmark Abstract’s primary underwriter is the Fidelity National Title Group, the largest and best capitalized title insurance underwriter of them all!

Questions? Let us know anytime at info@hallmarkabstractllc.com or give us a call at (516) 741-4723 or (646) 741-6101