Interactive Chart: Since the Financial Crisis, How Have Consumer Preferences in Remodeling Projects Changed?

Homeowner Improvement Expenditures by Project Type

The art of determining consumer preferences has taken on new meaning and a new sense of urgency when it comes to marketing and manufacturing in the age of the internet! Data analytics as it relates to consumer behavior has entered the 21st century in a big way, as algorithms and other processes take raw consumer data and […]

The Spring Real Estate Selling Season Will Be Good, Bad or Indifferent? (Economic Statistics)

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Are some economic statistics suggesting that the United States may be on the edge of a fiscal cliff? And if that’s the case, what impact would stepping-off of the said cliff have the real estate market? Spoiler alert, as this is actually somewhat of a rhetorical question. By asking anyone old enough to notice in 2007-2010, you will […]

The American Dream and Real Estate: What Makes Millennials Tick?

what makes millennials tick

When it comes to the Millennial generation, real estate and attaining the American Dream, one question often asked is what fuels the Millennial purchase/rent decision-making process? As the parent of three Millennial children, questions will sometimes arise concerning what it is that’s most important to them vis a vis achieving the American Dream? The answer, however, […]

Guest Author – ‘Challenging Your NYC Property Value Assessment May Be Easier Than Ever’ by Darya Shneyder

New York City photo

New York City property value assessments, like those on Long Island, can often be based on data that is often considered by the owner to be somewhat inaccurate and/or open for debate. Maybe you should think about appealing! (Challenging Your NYC Property Value Assessment May Be Easier Than Ever originally appeared in the Commercial Observer, […]

A Mortgage Application For A New Purchase, That Excludes A Current Mortgage From The DTI Calculation?

Home For Sale photo

So let me get this straight…A mortgage applicant currently has an outstanding mortgage on their home, and those expenses can be excluded from the DTI calculation for a mortgage that will be used to buy another home? Are we talking about a bridge loan or a loan from some other non-traditional lender? The answer is […]

New York City Rent Stabilization Law – It Offers Both Risks And Rewards!

apartment building photo

Hallmark Abstract Service was extremely fortunate to enlist the help of Craig M. Notte, a Partner at Borah, Goldstein, Altschuler, Nahins & Goidel, who has provided his insights and ultimately an article on the complicated and often difficult to play-in world of New York City rent stabilization law. When operating properly, the laws surrounding this segment […]

Hallmark Abstract Service: Our Laser Focus Is On YOU And YOUR Real Estate Transactions Success!

Hallmark Abstract NY title insurance

Upcoming Event July 15, 2019: The 9th Annual Heroes To Heroes Foundation Charity Golf Outing at the Spectacular Old Oaks Country Club in Nearby Purchase, New York! Registration and Sponsorship Information Here! In Every Transaction Hallmark Abstract Serves Two Major Constituencies While Focusing On One Overriding Mission! The overriding mission and laser-focus of Hallmark Abstract Service […]

Your Business Can Help Move The Philanthropic Needle In A BIG Way, Joining Forces With A Military Veteran 501(c)(3) That Literally Saves Lives!

The Heroes To Heroes Foundation Because 22 Veterans A Day Commit Suicide! Over 200 veterans at-risk for suicide, suffering with moral injury, are once again living their lives and in various stages of healing! This, after participating with the nondenominational Heroes To Heroes Foundation and it’s lifesaving mission that’s based on spirituality! HTH successfully helps […]

Beware The Phrase That ‘Stocks Are On Sale’!

stock market photo

Once again stock market investors have borne witness to a significant selloff, occurring soon after equities reached record highs! So why, you may be asking yourself, is the owner of a title insurance company writing and opining about investing in any asset class other than real estate? Because, said owner needs to vent a little […]

Rising Rate Of Subprime Credit Card Delinquencies And Charge-offs…An Economic Canary In The Coal Mine?

canary photo

As a title insurance company, our business relies on a robust commercial and residential real estate market that’s being spurred on by a strong consumer! A consumer who’s confident about the country’s (and their own) economic prospects! Certainly, we have seen good recent economic growth as measured by GDP, but post-tax cut have we already seen […]