A Mortgage Application For A New Purchase, That Excludes A Current Mortgage From The DTI Calculation?

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So let me get this straight…A mortgage applicant currently has an outstanding mortgage on their home, and those expenses can be excluded from the DTI calculation for a mortgage that will be used to buy another home? Are we talking about a bridge loan or a loan from some other non-traditional lender? The answer is […]

New York City Rent Stabilization Law – It Offers Both Risks And Rewards!

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Hallmark Abstract Service was extremely fortunate to enlist the help of Craig M. Notte, a Partner at Borah, Goldstein, Altschuler, Nahins & Goidel, who has provided his insights and ultimately an article on the complicated and often difficult to play-in world of New York City rent stabilization law. When operating properly, the laws surrounding this segment […]

Hallmark Abstract Service: Our Laser Focus Is On YOU And YOUR Real Estate Transactions Success!

Hallmark Abstract NY title insurance

In Every Transaction Hallmark Abstract Serves Two Major Constituencies While Focusing On One Overriding Mission! The overriding mission and laser-focus of Hallmark Abstract Service when entrusted with the title insurance portion of a residential or commercial real estate transaction, is very simple… Ensuring that the buyer will never have an issue with a third party attempting […]

Your Business Can Help Move The Philanthropic Needle In A BIG Way, Joining Forces With A Military Veteran 501(c)(3) That Literally Saves Lives!

The Heroes To Heroes Foundation Because 22 Veterans A Day Commit Suicide! Over 200 veterans at-risk for suicide, suffering with moral injury, are once again living their lives and in various stages of healing! This, after participating with the nondenominational Heroes To Heroes Foundation and it’s lifesaving mission that’s based on spirituality! HTH successfully helps […]

Beware The Phrase That ‘Stocks Are On Sale’!

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Once again stock market investors have borne witness to a significant selloff, occurring soon after equities reached record highs! So why, you may be asking yourself, is the owner of a title insurance company writing and opining about investing in any asset class other than real estate? Because, said owner needs to vent a little […]

Rising Rate Of Subprime Credit Card Delinquencies And Charge-offs…An Economic Canary In The Coal Mine?

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As a title insurance company, our business relies on a robust commercial and residential real estate market that’s being spurred on by a strong consumer! A consumer who’s confident about the country’s (and their own) economic prospects! Certainly, we have seen good recent economic growth as measured by GDP, but post-tax cut have we already seen […]

Real Estate, Title Insurance And A Reduced Stress Journey!

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A commercial or residential real estate attorney in New York focused on transactional work, understands the pressure of bringing a deal from contract signing to the exchanging of keys at the closing table! This process of getting from Point A to the finish line can be fraught with obstacles and stumbling blocks, any one of which having the […]

Homebuying Tips And Overcoming Stress!

homebuying psychology

Or, at the very least, trying to minimize the stress as much as possible! For anyone who has bought or sold a home, attempted to buy or sell a home or maybe just thought about doing one or the other or both, in many ways the process can be overwhelming on both an emotional as […]

The 2018 Midterm Elections: What The Outcome Could Mean For The Residential Real Estate Market!

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Seldom has a midterm election conjured up the level of anticipation, angst, and uncertainty that the 2018 edition has, including for the nations real estate market! Politicians and pundits alike are speculating about Blue Waves and Red Waves along with the potential ramifications of each, both real and imagined, that may or may not occur. Real estate […]

Corporate Giving? Consider The Heroes To Heroes Foundation (Video)

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Depending on a company’s size and philosophy of its management, the process of vetting a charity and then becoming involved with them in some way can be a difficult process to wade through! One issue facing firms when trying to choose the who, what and where concerning the charity that they will spend time and potentially […]