New York State DFS Regulations 206 And 208: Do They Help Or Hurt The Consumer?

Impact of NYS DFS Regulations 206 and 208

The comment period for proposed New York State Department of Financial Services (DFS) Regulations 206 and 208 is currently open until June 19, 2017! Regulations 206 and 208, though proposed with the intended good intentions of protecting the consumer, would in the opinion of Hallmark Abstract Service actually have a negative impact if implemented… We would therefore […]

Government Commentary: Throw All The Bums Out*!

the number of days Congress is in recess

Note: Rereading this nonpartisan commentary after it was done I questioned whether it had any place being published in a business venue. However, as all businesses are subject to the impact of both the consequences and unintended consequences that the decisions out of Washington (and our states) create, I determined that it was. Throw All […]

The U.S. Economy: Are Bonds Or Stocks Telling The True Story?

10-year treasury bond yield chart

On the heels of this mornings employment report indicating jobs creation below even the most pessimistic economist forecast along with revisions lower to the prior months, why are the bond and stock markets telling two such very different stories? This morning at 8:30AM the Employment Report was released by the U.S. Bureau of Labor Statistics showing new […]

The Slow And Steady Demise Of Brick-And-Mortar Retail…What’s A Mall Owner To Do?

online shopping crushing retail malls

The drumbeat of online shopping that’s replacing the consumer heading out to the mall started slowly, but has picked-up year after year until now it’s reaching a crescendo! The talking heads on business news and in the newspapers dwell on the fact that the shopping mall, once anchored by some of the biggest and strongest names […]

Heroes To Heroes Foundation Wins The Long Island Business News Corporate Citizenship Awards!

We are very pleased to announce that the Heroes To Heroes Foundation, a 501(c)(3) dedicated to helping combat veterans suffering with PTSD, moral injury and TBI, has won the LIBN Corporate Citizenship Awards in the category ‘Leadership Excellence – Nonprofit’. Tragically, many Heroes To Heroes program participants have attempted suicide, consistent with the incredibly alarming statistic […]

Everything You Ever Wanted To Know About Home Improvement!

home improvement questions and answers

For homeowners, embarking on a home improvement project of some kind has become increasingly common, with a 60% increase in money spent during 2016 over the 12 months prior! And that trend is not expected to end in 2017 with 63% of those surveyed planning on spending even more this year! This is according to HomeAdvisor that […]

Heroes To Heroes Foundation Video Premier: Combat Veterans Pain, Suffering And Healing!

Heroes To Heroes Foundations and spiritual journey

Combat veterans come back from the fight, some with visible injuries and still a multitude of others suffering from injuries unseen by the naked eye! And shockingly, veteran suicide is occurring at the rate of at least 20 a day! Heroes To Heroes Foundation, through a spiritual healing and peer support program, helps veterans suffering with […]

Hallmark Abstract Service On AM 970’s ‘Blue Collar Buzz’ Speaking About The Heroes To Heroes Foundation (Audio)

Hallmark Abstract Service President Michael Haltman appears on AM 970 The Answer

April 25th Hallmark Abstract President Michael Haltman appeared on an AM 970 The Answer segment of ‘Blue Collar Buzz’! Also serving as the combat veterans 501(c)(3) Heroes To Heroes Foundation Board Chair, Michael and ‘Blue Collar Buzz’ co-hosts Joe Maniscalco and Bill Hohlfeld discussed the upcoming June 15th Heroes To Heroes 2017 Charity Golf Outing, being held this year […]

Title Insurance: What Do You Know About The Underwriter Protecting Your Investment? (New York)

caveat emptor

When a buyer purchases residential or commercial real estate in New York, or is refinancing an existing mortgage, they will be acquiring title insurance along with it*! While title insurance will be protecting the owner against financial loss for what is likely their most valuable asset by ensuring that they have good and clear title to the property, […]

Infographic: Cost Of The 57 Most Common Home Improvement Projects!

the true cost of home improvement

When it’s time to renovate the home you own or to make plans for the renovation of the one that you’re going to buy, a common question is….How much is that going to cost? Funny you should ask, because HomeAdvisor has created an infographic that provides the national average cost for 57 of the most […]