Tag Archives: US economy

Can U.S. Interest Rates Ever Rise?

historical U.S. inflation rate

While interest rates have risen from depths that saw the 10-year treasury yielding 1.36% on 7/3/16, to 2.25% today, given Fed plans to tighten and pledge to shrink its balance sheet should rates be even higher? The Fed will typically engage in the monetary policy of tightening and lift the Fed Funds rate when the two […]

May 2, 2016: Important Business Headlines And The Weeks Economic Calendar!

world business news

Some of the days most important business headlines plus the U.S. economic calendar for the week of May 2, 2016! Puerto Rico says will default on Government Development Bank debt Monday Q&A: Puerto Rico’s debt crisis explained Asian Stocks Slide After Yen Caps Biggest Gain Since 2008 Crisis New York’s minimum wage hits Domino’s Why […]

The Housing Market And An Analogy To Rice Krispies!

US job growth

In the search for new ways to describe the state of the U.S residential real estate, how about an analogy to breakfast cereal! The article below, ‘Housing Goes Snap, Crackle & Pop?‘, was written by Jonathan Miller. For those that may be unfamiliar, Miller is President and CEO of Miller Samuel Inc., a real estate appraisal and consulting firm […]

Subprime Mortgages: Are Auto Loan Delinquencies Waving A Yellow Caution Flag!

subprime auto loans,subprime mortgages

As mortgage loans originated to subprime borrowers are once again on the rise, so too is the delinquency rate for subprime auto loans! So for the buyers of securities backed by either subprime mortgages or auto loans as well as for the banks originating these loans, is there a cause for concern? In other words are we […]

Oy Vey! Text Of Today’s Congressional Testimony From Janet Yellen…!

Janet Yellen,Federal Reserve,fed funds chart

Did Janet Yellen raise the fed funds rate in December only to turn around and lower it now? With the selloff in the equity market, sharp decline in the price of crude oil and uncertainty surrounding the U.S. and global economies, the LAST thing we need is for a crisis of confidence to develop concerning […]

Investor Fear: The Treasury Bond Chart In This Article Is Worth 1,000 Words!

federal reserve,interest rate chart

In mid-December 2015, and for the first-time in about eight years, the Janet Yellen-led Federal Reserve raised short-term rates .25%! In a normal financial, political and economic environment one would therefore assume that the economy is in strong enough to warrant a rate hike and that inflation is at or very close to the Fed’s target rate. […]

Power And Pain Of The Internet: We Are All Bound By An Historical Record!

Rule: Don’t write about anything on the internet concerning a position that’s been stated for political or professional expediency! But, as most of us already know (and if you don’t know you are learning by watching both parties fight to find a presidential candidate), saying anything to earn a nomination or win an election is for most of […]

Week Of January 18, 2016: Real Estate Market Data To Be Released And Prior Week Stock Sector Performance

real estate,stock market,economic data

This report, courtesy of Zelman & Associates, provides real estate data points and the report expectations to be released this week along with stock sector performance for the real estate industry during the prior week! Tuesday, NAHB Index Expected to Hold Steady as Recent Volatility Likely Offset Strong December Trends: The NAHB releases its January Housing Market Index […]

Monday Morning Links: Why Are Stock Futures Down Over 300 Points*? (January 4, 2016)

As we head into 2016 the economic news out of China leaves something to be desired! And if China sneezes, does the rest of the world catch a cold? ‘Asian markets tumbled Monday on the first day of trading in 2016, with declines so steep in mainland China that authorities halted trading there for the […]

If Money-Printing Equals Inflation, Why Don’t We Have Any?

inflation,federal reserve balance sheet

Summary: Real estate and stocks have been doing very well but… Economics 101 says we should have inflation after the amount of money the Federal Reserve has put into the system! But we don’t and this article explains why… The global central banks have injected many trillions of dollars into their given economies looking for […]