Tag Archives: unintended consequences

Trump Tower Retailers: Unintended Economic Impact Of A Political Victory

Donald Trump and Trump Tower

Regardless of the side of the political spectrum that you fall on, if you are a retailer located in or around Trump Tower the timing of the presidential election could not have been worse! With Thanksgiving officially kicking-off the Christmas shopping season, the imposing security that now surrounds Trump Tower, a building that sports some of the highest […]

Unintended Consequences Of A $15 Per Hour Minimum Wage!

minimum wage hike

A government mandated jump in the minimum wage to $15 per hour sounds like a boon for low-wage workers! But the reality is that it’s likely there will be unintended negative consequences resulting from a government-mandated regulation that imposes a dramatic increase to the cost structure of businesses. First, consider that the politicians who impose […]

Insurer Survivability: (More) Unintended Consequences Of ZIRP And NIRP!

ZIRP AND NIRP! For potential property buyers and current owners of property who are thinking of refinancing a mortgage, ZIRP has been, and NIRP may someday be, fantasticmonetary policies! ZIRP? NIRP? For those unfamiliar these acronyms are not the sounds an infant might make but instead are deadly serious policies that are being used by central bankers around the world in […]

Ticking Time Bomb In Your States Pension Fund? (Chart)

Summary: State pension funds have a serious underfunding issue! It’s ZIRP but it’s more! The potential time bomb of underfunded state pension funds lurks quietly in the background, unseen and unknown by most! But like most issues that are ignored and that grow in size anyway, they don’t go away but become known only when they reach […]

Fewer Than 50% Of Parents Are Saving For College!

A survey conducted by Sallie Mae found that less than half (48%) of parents with one or more child under 18 are saving for college! This compares to 62% of parents who were saving in 2009 and 51% as recently as last year and, is the first time a reading below 50% has been recorded (survey […]

Because Of Uber, Are Taxi Medallion Lenders A Shorting Opportunity?

taxi medallion,shorting stock,NYC

In other words is the competition from Uber decreasing the demand for taxi medallions causing the price of the medallions to drop thereby damaging the collateral of taxi medallion lenders? In a word…yes! For those who may be unfamiliar, in cities like New York City medallions are required for a yellow taxi to operate. The […]

Investor Vigilance: Uber And New York City Taxi Medallions!

NYC taxi medallions

In New York City the competition from yellow cab alternatives like Uber has eroded the value of taxi medallions! And, as with most ‘revolutionary’ ideas, the sudden change in the way the taxi industry does business has led to unintended consequences, this time in the investment arena. Using a loose analogy to the hand-held phone […]

Scottish independence vote: Key issues to follow if the ayes have it!

As an estimated 90% of eligible Scottish voters head to the polls today to decide on independence from Britain, these are some key issues to follow if the result is YES! In the article ‘Q&A on the September 18th referendum over Scottish independence!‘, the basics surrounding what was going to take place today as the […]

What is a Zombie Foreclosure? (Infographic)

title insurance, New York,New York City,Long Island,Michael Haltman

Follow @Hallmark Abstract Service A Zombie Foreclosure is simply a house currently in the foreclosure process that sits vacant having been abandoned by the owner and not yet taken back by the lender! Most of us have driven by homes we suspect are long-abandoned, are being foreclosed, that typically will be neglected, have very possibly […]