Tag Archives: real estate

Derivatives 101: Great Financial Tool Or Sinister Financial Time Bomb? – Update

time bomb photo

(Note: Why is a title insurance company writing about investing and hedging tools like credit default swaps? Because the potential risk to the economy and to the financial well-being of all Americans would affect every industry and every business, title insurance included!) As a result of the travel firm Thomas Cook filing for bankruptcy a few days ago, […]

Hallmark Abstract Service President Michael Haltman Interviewed On Tower Talk Business Radio!

radio photo

In September Hallmark Abstract Service President Michael Haltman had the honor and pleasure of being interviewed by NEFCU banker Ray Schwetz on his show, Tower Talk Business Radio! In a studio located on the Nassau Community College campus, the interview on 90.3 WHPC was free-flowing and covered subjects that included the New York title insurance industry, regulation, […]

In California A Fully Cryptocurrency-based Real Estate Transaction Has Closed And Been Recorded On Blockchain! Is New York Real Estate Next?

blockchain and title insurance

Are Real Estate Transactions Based In Cryptocurrency And Recorded On Blockchain, The Wave Of The Future In New York State And Elsewhere Around The United States? Dateline California, July 23, 2018: Propy Announces the First California Property Sale on the Blockchain Leading Blockchain-powered Real Estate Platform Completes Historic Property Deal in California, in Cryptocurrency  PALO […]

Inflation And Mortgage Rates (Charts)

The Federal Reserve has two fundamental mandates: maximum employment and stable prices with an upper limit it sets for an acceptable inflation rate! When employment reaches a level that’s known as full and a strong economy results in a shortage of available qualified workers, upward wage pressure can cause the inflation rate to rise. Similarly, when commodity prices […]

New Yorkers Feeling The Pinch Over The End Of SALT (State and Local Tax Deduction)

mining for salt photo

Tax Reform, Tax Cuts, Boon for the Middle Class and Tax Breaks for the Rich are but some of the names being applied to describe the tax legislation Congress is currently debating! The potential to rescind the state and local tax deduction, or SALT as it is commonly known, has many New Yorkers and residents of the other […]

The EB-5 Visa Program… What EB-5 Is And The Programs Pros and Cons!

The EB-5 Visa program was voted into existence by Congress late in the 20th century, and since that time has had its legions of supporters and detractors! That said, it’s likely that the majority of Americans know little when it comes to what this sometimes controversial and often politically charged program is all about. What is its […]

Guest Article: Beware Marketing Services Agreements (MSA’s)!

the downside of MSA

This article concerning Marketing Service Agreements, or MSA’s, was written by Warren Goldberg, President of Mortgage Wealth Advisors and is being shared with his permission. What is an MSA or Marketing Service Agreement? ‘​The residential mortgage origination industry has long used Marketing Services Agreements (MSAs) to establish the terms of certain marketing arrangements. An MSA, written […]

Why You Need A Real Estate Agent!

If you’re buying or selling a home, why would you try and do it on your own? In today’s technology-rich world, with information immediately available and a desire by many for immediate gratification, some prospective homebuyers and home sellers might rely on the internet and themselves to get the job done! And, if you’re currently involved […]

Getting A Mortgage: Man Versus Machine

Photo: Transpanish.biz

Two weeks ago we offered our readers the advice of a mortgage professional who opined on the importance of having a live mortgage industry partner and expert involved in the process of acquiring or refinancing a mortgage! In the article, ‘It Doesn’t Take A Rocket To Get To The Top‘,  Mortgage Wealth Advisors President Warren Goldberg strongly disagreed with the […]

The Impact Of NYC Coworking Offices On The Commercial Real Estate Market

co-working space business model

NYC coworking offices potential impact on the NYC commercial real estate market…None, Some or Significant? New York firms large and small often have one thing in common when it comes to the desired address of their corporate headquarters…That it have a New York City, and more specifically Manhattan, zip code (although Brooklyn can be up there as […]