Tag Archives: mortgage rates

Rising Rates Won’t Kill The Stock Market Rally, But What About Real Estate? (Chart)

Will an increase in borrowing costs bring the hammer down on homebuyers or, at these levels, is that concern much ado about nothing?

With the Janet Yellen-led Fed raising the fed funds target range while signaling more hikes may be in the immediate future, will rising rates kill the stock market rally? And, by the same token, will the rising mortgage rates that will accompany the Federal Reserve tightening policy bring the hammer down on the real estate market through […]

The Central Bank Casino…BOJ, Fed, Real Estate And Mortgage Rates!

Zirp and Nirp

(Note: This article also appears at econintersect.com) This week both the Bank of Japan and the Federal Reserve will be meeting to chart the future course of interest rates! In the U.S. where prior to the recent small interest rate hike ZIRP or zero interest rate policy had been in place, speculation over whether the Fed will raise or stand […]

The Ten Commandments For Homebuyers And Mortgage Applicants!

The desire to buy a home is all well and good but, unless it’s an all-cash transaction, financial decision-making is critically important! Post-financial crisis the underwriting methodology and criteria for residential mortgage loans swung in the exact opposite direction from where they had been in the go-go years of real estate. Before the financial crisis and in […]

Instant Replay! ‘U.S. Business In The Hands Of Federal Reserve Academicians!’

The Federal Reserve, after raising its benchmark fed funds rate .25% in December 2015, yesterday left rates unchanged! The December increase was implemented despite inflation remaining well below the Fed’s target rate of 2% and in the face of an economic recovery that could be, at best, termed tepid. At the time some speculated that […]

The Number .0025 Has Captured The World’s Attention!

Will the Fed or won’t the Fed raise its benchmark rate 1/4 of 1% sometime this year or next? That singular question has transfixed and captivated the world’s markets, politicians and corporate decision makers since the ‘great recession’ and the subsequent Fed move to bring the target fed funds rate down to a range of 0-.25%. […]

Real Estate News You Can Use: July 24, 2015

These are some of the news stories and articles that anyone involved in real estate whether as a vocation, as a buyer or as a seller will hopefully find interesting and useful! Top News CFPB sets final TRID rule effective date DSNews.com – The CFPB issued a final rule moving the effective date to Saturday, October […]

Bond Market Illiquidity: There’s A Very Small Door!

Imagine a concert venue with general admission seating, a famous band, and one small door to get inside. The result would likely be catastrophic! Is a similar scenario brewing only this time in the financial markets, bonds in particular? For the fund managers and other institutional investors who hold trillions of dollars of fixed income […]

US economic calendar for the week of December 22, 2014

[Report]

The US Economic Calendar For The Week Of December 22, 2014 Because the majority of Americans like to keep an eye on their money, the US Economic Calendar for the week of December 22, 2014 is a great guide for anyone to have at their disposal! With economic and political uncertainty currently more of the […]

Eye On The US Economy: Week Of December 8th, 2014

crude oil and geopolitics

The US Economic Calendar For The Week Of December 8, 2014 Assuming that the majority of Americans would like to keep an eye on their money, the US Economic Calendar for the week of December 8, 2014 is a great guide for anyone to have at their disposal! With economic and political uncertainty currently more […]

Eye On The Economy: Week Of November 17th, 2014

[djStar]

The US Economic Calendar For The Week Of November 17, 2014 Assuming that the majority of Americans would like to keep an eye on their money, the US Economic Calendar for the week of November 17, 2014 is a great guide for anyone to have at their disposal! With economic and political uncertainty currently more […]