Tag Archives: mortgage market

Leave the mortgage interest deduction alone!

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  The Mortgage Interest Deduction! Of course the title of the article is a parody of the fan pleading for the masses to leave Britney Spears alone but, for anyone who owns real estate that is mortgaged or who may be thinking of buying residential property with financing, the title is actually quite significant. This […]

Is the housing market heading up or rolling over? (Guest Post)

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For anyone who relies on real estate for their livelihood or who owns property either as an investment or for shelter, we can only hope that the improvement in the market that we have witnessed is not only for real but that it will continue far into the future. In an article at the Hallmark […]

New Federal Tax Proposal To Hit Homeowners Hard!

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Update: This article was linked to at Global Economic Intersection here. Rep. David Camp, Chairman of the House Ways and Means Committee, has made proposals in a new bill that seek to simplify the federal tax code! Unfortunately they would hit the real estate and mortgage industries hard!  The Tax Reform Act of 2014 would […]

Watch Federal Reserve Chairwoman Janet Yellen testify live before Congress!

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For anyone involved in industries such as real estate and lending that rely on stable interest rates and therefore future Fed policy by extension, this testimony by Federal Reserve Chairwoman Janet Yellen will likely be of interest! For anyone else who has a mortgage, may want to borrow money at some point in the future, […]

Internet marketing for real estate and the law!

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As a small business with a website and a blog Hallmark Abstract Service lives by one of the oldest internet marketing truisms that says… The sad reality is that a firm can provide the best legal representation, offer the best message, possess the best website, have a stable of the most satisfied customers and write […]

Real Estate Terms 101!

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In New York City as well as in other major metropolitan areas around the country, many people will live in rental apartments until some type of life event causes them to think about buying a home instead! This can occur for many reasons such as starting a family, educational opportunities or perhaps a raise that […]

Caveat Emptor: Mortgage REIT’s

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In the low interest environment that evolved from the Federal Reserve’s quantitative easing program, investors who were searching for higher yielding investments found them in mortgage real estate investment trusts or Mortgage REITs. These funds that invest in mortgages  secured by real estate will typically use leverage (or borrowed funds) to increase the amount of […]

Forget real estate for a second! What global geopolitical issues keep you up at night?

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If you’re one of the lucky ones you sleep very well regardless of any of the things that are taking place around you! But, if you’re more similar to those of us  who tend to worry about everything including possible flash-points around the world that might affect the slowly improving US economy, what might some […]

Navigating a new mortgage world: Qualified Mortgages (QM) and those that aren’t!

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January 10, 2014 has ushered in a new environment in the world of originating mortgages as substantial changes to the way that underwriting is done have been implemented! The new rules have been put into place by regulators in order to try and avoid the underwriting practices that helped lead to the 2008 financial crisis […]