Category Archives: title insurance

The U.S. Title Insurance Industry: The Only Thing Uniform Is A Lack Of Uniformity!

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Related Articles: Buying Real Estate In New York State? Does The Title Insurance Underwriter Being Used Actually Matter? New York State Real Estate Attorneys And Mortgage Originators…Do You Have A VIABLE Title Insurance Plan B? New York Title Insurance: Always Compare Apples To Apples! Followers of the real estate industry around the United States, the title […]

Blockchain Technology and Cryptocurrency in Real Estate: Ready or Not, This Is the Future – By Matthew Lopez

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In late 2017 the discussion about blockchain, cryptocurrency and their impact on the real estate market was very much alive, fueled in no small way by the mania surrounding Bitcoin that had surged to over $19,000! The talk of technological disruption extended beyond simply the use of the blockchain and alternative payment systems for real estate […]

Can Blockchain Technology Ultimately Eradicate The Need For Title Insurance In New York State? (Video)

blockchain photo

At some point in the future will blockchain eradicate the need for title insurance in New York State, as this revolutionary technology will theoretically maintain a 100% accurate chain of title for any property? While I suppose that anything is possible, an explanation first of what a blockchain is would likely be helpful… Blockchain: “an […]

Blockchain Technology And The Title Insurance Industry

real estate and blockchain technology

For those involved with the title insurance industry, the concept and potential impact of blockchain technology is likely a somewhat foreign one! Foreign, although it has the potential to disrupt our industry in the same way that other technological advances creating companies like Uber and Lyft have disrupted others!  An article at the website PropLogix goes into some […]

Consolidation In The Title Insurance Industry And Affiliated Business Arrangements: Good Or Bad For The Real Estate Or Mortgage Consumer?

When should the purchaser of commercial and residential real estate or the refinancer of a mortgage in New York State get a second opinion on the title bill provided by the title insurance company being utilized? Or ask other questions about the title insurance policy to be provided at closing? Answer: Each and every time! […]

New York State DFS Regulations 206 And 208: Do They Help Or Hurt The Consumer?

  The comment period for proposed New York State Department of Financial Services (DFS) Regulations 206 and 208 is currently open until June 19, 2017! Regulations 206 and 208, though proposed with the intended good intentions of protecting the consumer, would in the opinion of Hallmark Abstract Service actually have a negative impact if implemented… We would […]

Title Insurance: What Do You Know About The Underwriter Protecting Your Investment? (New York)

caveat emptor

When a buyer purchases residential or commercial real estate in New York, or is refinancing an existing mortgage, they will be acquiring title insurance along with it*! While title insurance will be protecting the owner against financial loss for what is likely their most valuable asset by ensuring that they have good and clear title to the property, […]

Hallmark Abstract Service Is Pleased To Announce Our New York City Address

Hallmark Abstract Service New York title insurance

In order to better fulfill our commitment to serve our clients title insurance needs, it was critical for Hallmark Abstract Service to grow its footprint within the five boroughs of New York City! With that in mind, as of February 1, 2017, we are pleased to announce our New York City address below. Same laser focus on protecting our […]

Title Insurance: DON’T Be Penny-Wise And Dollar Foolish! (Scenario)

title insurance on Long Island

Remember, Always Do An Apples To Apples Comparison When Purchasing Title Insurance! In the past we have discussed that it’s critical when choosing your title insurance provider, that you make sure you are making the decision between firms on an apples to apples basis. What exactly does that mean? After all aren’t all title insurance underwriters and title […]

Title Insurance, Unlike Some Types Of Insurance, Is Still Affordable!

New York State Title Insurance Cost Comparison

On November 1, 2016 American’s will begin what may very well be the fiscally painful and mentally sickening enrollment process for their next years health insurance coverage! According to reports, in New York State premiums on the state exchange will rise more than 20% and in some other states around the country will rise triple […]