Category Archives: Title Insurance New York

New York DFS, Through Regulation, Is Significantly Changing The Way That The Title Insurance Industry Will Be Doing Business!

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New York State DFS Is Implementing Major Changes That Will Impact The Title Insurance Industry In New York, In A Big Way! Regulations 206 and 208, soon to take effect, were said to be written in order to protect the residential real estate buying consumer in New York State! But protect them from what? From […]

Are You An Activist Focused On The Real Estate Industry In New York? Specifically, Nassau County…

long island homes photo

If not, should you be? The term activist when describing an individual, or activism when describing a group of activists focused on a specific issue, conjures up a variety of mental images! And of course the intensity and ferocity of the images will typically vary depending on the scope of the issue and the emotions […]

Equifax Redux As Additional NPI Leaks Are Discovered!

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In the midst of national weather disasters tragically now coupled with the mass murder in Las Vegas, the Equifax data breach story has been placed on the back-burner! But, is that where it belongs? Applying For A Mortgage, Some Other Type of Credit Or Maybe Something As Basic As Searching For A Job? For the tens of millions […]

“Option A is not available. so let’s just kick the s**t out of Option B.” Sheryl Sandberg

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Imagine you’re a football coach and the game plan you drew-up is failing miserably or, at a minimum, just not getting the job done (think New York Jets and Giants)… Or maybe you’re the CEO of a business and, what you thought would be a phenomenal strategic plan, has for any number of reasons just not panned […]

In New York, Why Should You Care About Title Insurance?

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Truth be told if you’re renting a single-family home, an apartment and/or an office for your business in a building owned by someone else, you have little reason to be concerned about the title insurance that covers them! That is of course unless at some point there’s a claim that calls the ownership of that […]

Title Insurance: Do You Know What You’re Paying For?

title insurance ripoffs

Can a homebuyer or mortgage refinancer actually pay too much buying title insurance? Isn’t title insurance all the same no matter who’s providing it? Won’t my attorney/mortgage banker be looking out for my best interests? The answers to those questions are a qualified yes, no and hopefully so! With the Spring buying season now upon us and […]

When You Look At Your Home, Which Of These Two Pictures Comes To Mind?

Why you need title insurance in New York

For a variety of reasons homeownership is one of the things in life that so many Americans hope to one day achieve! Whether for a family or an individual, the thought of owning a home conjures up visions of  achieving the American dream, weekend barbecues, family get togethers, independence, a mortgage interest deduction of course […]

Have You Been Carefully Checking Your Credit Card Bill?

consumer right to choose their title company

If you’re like most people, when your credit card statement arrives in the mail you check each item carefully to make sure that there are no errors and that you’re not being overcharged! And rightfully so, as no one wants to pay more than they are supposed to be paying! In much the same way when […]

In New York Title Insurance, Like Health Insurance, Should Be Affordable! (Video)

are you paying too much for title insurance?

Question: Shouldn’t the non-title insurance premium fees charged by your title company be as affordable as your health insurance premiums were supposed to be?  Of course they should but, much like health insurance costs post-the Affordable Care Act, things unfortunately aren’t always as they were meant to be or should be! So Congresswoman Pelosi, What […]

FinCEN Disclosures (Geographic Targeting Orders) For Cash Real Estate Transactions Expanded!

August 12th Hallmark Abstract Service examined the unintended consequences that resulted from the government edict intended to address one issue while impacting another one! The article titled ‘New York City Real Estate, Government Edicts And The Inevitable Unintended Consequences!‘ looked at the result from the requirement for title insurance company’s to disclose the actual buyer […]