Category Archives: real estate

Blockchain Technology and Cryptocurrency in Real Estate: Ready or Not, This Is the Future – By Matthew Lopez

blockchain photo

In late 2017 the discussion about blockchain, cryptocurrency and their impact on the real estate market was very much alive, fueled in no small way by the mania surrounding Bitcoin that had surged to over $19,000! The talk of technological disruption extended beyond simply the use of the blockchain and alternative payment systems for real estate […]

Can You Buy A Home, EVEN WITH Student Loan Debt?

debt photo

A recent article at the Hallmark Abstract Service blog asked the following question…’When Applying For A Mortgage, Is Riding On A Rocket Always Your Best Option?’ The premise of this article was whether a prospective homebuyer shopping for a mortgage is best served by an online provider that basically runs the borrowers information through a […]

When Applying For A Mortgage, Is Riding On A Rocket Always Your Best Option?

space rocket photo

You’ve likely seen the mortgage commercials where lingo is used that some in the spot are apparently not familiar with, only to be clued in by Keegan-Michael Key!  These are funny spots no doubt, but when it comes to something as financially important for a consumer as buying a property, while at the same time […]

Here’s How The Belmont Stakes Winner And Your New York Title Insurance Company Are Similar!

Or, at the very least, how they should be similar! The Belmont Stakes Winner vs. Your Title Insurance Company How would you compare the title insurance company you use for New York real estate transactions to the difference between a Kentucky Derby winner only and a Triple Crown horse like Secretariat? This was an equine […]

Grownup Real Estate Decisions Are Often Swayed By Children!

home sweet home photo

‘When it comes to purchasing a new home, 55 percent of U.S. homeowners with a child under the age of 18 at the time of home purchase say the opinion of their child was a factor in their home buying decision!‘ ‘For millennial parents between the ages of 18 and 36, the influence of children […]

Yield Curve Flattening: What Does This Mean For The Real Estate Market?

federal reserve photo

Update: Mortgage Rates Jump to 7-Year Highs May 15 2018, 4:02PM Mortgage rates spiked in a big way today, bringing some lenders to the highest levels in nearly 7 years (you’d need to go back to July 2011 to see worse). That heavy-hitting headline is largely due to the fact that rates were already fairly close […]

What Matters More When Shopping For A Mortgage Loan: Mortgage Rate Or Mortgage Broker?

mortgage photo

With the advent of online mortgage loans from a variety of companies taking much of the ‘human touch’ out of the process, rate and ease of use is one their major selling points! Mortgage rate during a period of Federal Reserve tightening is certainly an important piece of the puzzle, particularly if a potential homebuyer or […]

Homebuyer Financing…Is The Best Rate Or A Clear To Close The Most Critical Aspect Of A Borrowers Loan?

apples to apples photo

Shopping for the best price is something we all do whether for a car, a pair of shoes, a new home and, very likely, a mortgage for that new home! For potential homebuyers the ultimate endgame is to find the property of their dreams and the financing that will allow them to actually make the purchase. […]

Cryptocurrency: First U.S. Real Estate Deed Recorded Using Ethereum – Guest Post

buying real estate with cryptocurrency

The concept and potential disruptive nature of blockchain technology (and cryptocurrency) has been discussed at the Hallmark Abstract Service blog in the past (See- The Building Blocks of Title Insurance – Will Blockchain Disrupt The Industry?)! But now, a real estate deal was transacted and the documents recorded utilizing Ethereum, completely bypassing this city’s own legacy recording […]

Title Insurance And Havoc In The New York Real Estate Market?

madison square garden photo

December 19, 2017: After Regulation 208 Went Into Effect On December 18th, The Following Day NYSDFS Issued A Stay Expiring February 2, 2018 That Will Allow One Specific Activity Eradicated By The Regulation To Continue… Candidly, of all the new directives in Regulation 208 that will impact title companies, a stay on this specific one is […]