Category Archives: Mortgage Originators

Homebuyer Financing…Is The Best Rate Or A Clear To Close The Most Critical Aspect Of A Borrowers Loan?

apples to apples photo

Shopping for the best price is something we all do whether for a car, a pair of shoes, a new home and, very likely, a mortgage for that new home! For potential homebuyers the ultimate endgame is to find the property of their dreams and the financing that will allow them to actually make the purchase. […]

Lenders Wonder: What To Do About Qualified vs. Non-Qualified Mortgages?

At the beginning of 2014 rules went into effect that differentiated between qualified mortgages (QM) and non-qualified mortgages (non-QM)! The purpose of making the distinction between the two was the governments methodology to try and avoid the scourge of the bad loans that helped lead to the 2008 financial crisis. This ‘toxic debt’ that was […]