Category Archives: Mortgage Lending

Are So-Called ‘Commodity Products’ Really All Created Equal?

comparing commodity products

For those of us whose business involves providing products or services that some may consider to be the same regardless of who it’s purchased from, is this actually the case? For example are all transactional real estate attorney’s the same because, after all, at the end of the day a deal will typically close? How about […]

Is The Mortgage Market Facing The Unintended Consequence Of A Fed Inspired Liquidity Crisis?

unintended consequences of the Feds reluctance to raise interest rates

In other words, despite the fact that mortgage rates are at cycle lows, could the reticence on the part of the Fed to raise rates actually bring the hammer down on mortgage originations? Kroll Bond Rating Agency Senior Managing Director Christopher Whalen thinks so! “Policymakers are not watching spreads. There is a liquidity problem — this is […]