ZIRP AND NIRP! For potential property buyers and current owners of property who are thinking of refinancing a mortgage, ZIRP has been, and NIRP may someday be, fantasticmonetary policies! ZIRP? NIRP? For those unfamiliar these acronyms are not the sounds an infant might make but instead are deadly serious policies that are being used by central bankers around the world in […]
There is certainly never a shortage of opinions when it comes investing whether it’s in stocks, real estate or anything else! In fact I offered my thoughts on the subject of expert analysis in the article ‘Historic Look At Following The Herd Or Worse, The ‘Experts’, When Investing!‘ which examines events from recent history where analyst […]
Will These Denizens Of The Investing Arena Prove To Be Right Or Wrong At The End Of 2016? In an interesting follow-up to an article yesterday that described some of the risks inherent from following the herd, or Wall Street pros (‘Historic Look At Following The Herd Or Worse, The ‘Experts’, When Investing!‘), today we offer […]
Whether it’s stocks, bonds, real estate or politics, who do you take your decision-making cues from! Is your decision-making based on what everyone around you is doing or worse, from what the so-called ‘experts’ are telling you to do? This type of strategy can often be a mistake because the truth is that both individuals […]
Summary: State pension funds have a serious underfunding issue! It’s ZIRP but it’s more! The potential time bomb of underfunded state pension funds lurks quietly in the background, unseen and unknown by most! But like most issues that are ignored and that grow in size anyway, they don’t go away but become known only when they reach […]
The pundits on TV have all glommed onto the common argument that declining crude oil prices are responsible for declining stock prices! I, however, am of the opinion that declining crude coupled with the overall decline in the CRB, are merely symptomatic of a greater potential problem. That is the real possibility for the US economy […]
Summary: Whether real estate, mortgages, law or anything else…For large corporations, small businesses or sole proprietorships, now is the time to start making our best guesses, plans and projections for 2016. What will the state and condition of the U.S. economy be in 2016? For a business owner, department head in a company or the leader of […]
By definition a bear market in stocks will impact a great many industries away from just banking and finance! So that said, is the recent stock market angst simply a one-off as some might suggest, particularly given the 390-point move to the upside in the DJIA today. Or was the move today nothing but a […]
The following major real estate-related reports are due to be released in the coming week! In addition, this article reviews the performance housing industry stocks in the prior week. The information provided below is courtesy of Zelman Associates. Zelman is a real estate research firm that leverages extensive industry experience, unparalleled industry contacts and rigorous financial […]
Is an Iran nuclear deal now a fait accompli? In light of what appears to be a nuclear deal with Iran that likely will be approved by Washington in one way or another, the adage of ‘if we don’t remember history then we are doomed to repeat it’ immediately comes to my mind! But ignoring for a […]
