Tag Archives: Dodd-Frank

2017 Residential Real Estate Market Predictions!

residential real estate market forecast for 2017

As 2016 quickly winds down, the question now on the minds of homebuyers and home sellers is what 2017 will portend for the residential real estate market in the United States… Early on a Monday morning these are some points pondered by Hallmark Abstract Service with the thoughts from real estate industry giants Zillow and Realtor.com offered […]

Real Estate: Going Up Or Going Down?

Summary: In the game of musical chairs no one wants to be the last one standing when the music stops! That said, at what point of the song is this real estate cycle at? Billy Joel: ‘Cause the good ole days weren’t always good and tomorrow ain’t as bad as it seems!’ In the early […]

Dodd-Frank And CMBS – Lenders Will Soon Be Required To ‘Eat Their Own Cooking’!

CMBS,securitization,Dodd-Frank

What’s better for a lender than underwriting a commercial mortgage loan, packaging it with other loans and then selling it to investors? Any inherent risk of loan default, after the time it may take to sell the security off course, would be passed off to the investor that buys it. What we saw during the financial […]

Once Implemented, New Mortgage Disclosures Will Be Good For Consumers!

But is what’s good for the consumer necessarily an easy thing for the mortgage industry to actually implement? While the new mortgage disclosures will be easier for consumers to read and understand compared to the jargon of today, for the many players in the mortgage industry that come together to make-up a successfully closed loan, […]